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Great stuff. Thanks to all of you. I think I'm going for the ret till 40 then to prot. Wish me luck! |
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Thanks. I realize this has probably been answered in previous posts, but I don't have a lot of time to search through them. I appreciate you humoring ... |
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Being a complete novice, I'm wondering if it is a good idea to spec ret until 60 or so then re-spec prot? Any and all suggestions are welcome. Thanks ... |
