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#252 Jun 13 2014 at 7:48 PM Rating: Decent
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And just to clarify something a bit more, I've argued against the entire concept of using insurance as a means of delivering health care on this forum long before Obama was ever elected. This is not about partisan politics for me. It's not about liking or disliking Obama. Can you say the same?
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#253 Jun 13 2014 at 7:49 PM Rating: Excellent
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gbaji wrote:
This is not about partisan politics for me. It's not about liking or disliking Obama. Can you say the same?
I'm sure anyone can say ********* You're not special in that regards, you're just not particularly good at it.
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#254 Jun 13 2014 at 8:27 PM Rating: Good
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gbaji wrote:
Yes. @#%^ the poor
Thanks for the honest answer!!

Edited, Jun 13th 2014 8:27pm by Bijou
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#255 Jun 13 2014 at 8:35 PM Rating: Good
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gbaji wrote:
And just to clarify something a bit more, I've argued against the entire concept of using insurance as a means of delivering health care on this forum long before Obama was ever elected. This is not about partisan politics for me. It's not about liking or disliking Obama. Can you say the same?
Seeing as how I didn't vote for the guy; yes, I can say my liking/disliking of Obama is irrelevant.

Edit to add the world "vote" which may be somewhat relevant to those of you who are not clairvoyant.

Edited, Jun 14th 2014 7:53pm by Bijou
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#256 Jun 14 2014 at 11:43 AM Rating: Good
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Here's what I don't get about Obamacare implementation:
For a while the biggest selling point for it was "no more rejection for pre-existing conditions" along with making the normal parasitic insurance agencies look like this horrible boogyman that you want to run to Obamacare for protection from.
That point was hammered on much that even during the arguments it was sold as the number one reason to do this and that this eclipsed any other way to transform healthcare access and anyone that didn't agree with that approach was an enemy to the underprivileged people of America..

The practices of insurance companies have been found so damned unfair that the governments sees fit to make it a LAW that you buy from "their guy"....
Why couldn't the gov simply have made stricter regulations of insurance companies? Isn't it done with other companies? The gov can shut down or penalize a company for not adhering to a certain standard.. This seems no different and yet more important.

So rather than restrict the freedoms of an insurance company we have chosen restrict the freedoms of individual people (yes the freedom of not purchasing health insurance).
Why not just have something like a default "state-of-having-insurance" if you haven't bought any "pro" insurance... instead of wasting money on forcing people to deal with the ineptitude of gov bureaucracy? Wouldn't it make more sense to just let the hospitals AR department deal with that sort of thing instead of leaving it up to the old hoi polloi?

I mean, I understand that it's all a racket anyway no matter what.. so Smiley: mad meh.

Edited, Jun 14th 2014 1:46pm by Kelvyquayo
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#257 Jun 14 2014 at 12:53 PM Rating: Excellent
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So rather than restrict the freedoms of an insurance company we have chosen restrict the freedoms of individual people (yes the freedom of not purchasing health insurance).


Short answer, emergency care for the uninsured is far, far more expensive than preventive/routine care. Accidents happen, and hospitals cannot turn away the uninsured.

The better answer, since we're all going to pay one way or another, would have been a single payer health plan. The current mishmash is what we have.
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#258 Jun 14 2014 at 1:10 PM Rating: Excellent
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Kelvyquayo wrote:
That point was hammered on much that even during the arguments it was sold as the number one reason to do this

No, it wasn't. The number one reason was to make sure that all Americans had access to affordable health care. You're arguing a false premise.

Obama's big 2009 healthcare speech wrote:
Our collective failure to meet this challenge – year after year, decade after decade – has led us to a breaking point. Everyone understands the extraordinary hardships that are placed on the uninsured, who live every day just one accident or illness away from bankruptcy. These are not primarily people on welfare. These are middle-class Americans. Some can’t get insurance on the job.

Others are self-employed, and can’t afford it, since buying insurance on your own costs you three times as much as the coverage you get from your employer. Many other Americans who are willing and able to pay are still denied insurance due to previous illnesses or conditions that insurance companies decide are too risky or expensive to cover.

We are the only advanced democracy on Earth – the only wealthy nation – that allows such hardships for millions of its people. There are now more than 30 million American citizens who cannot get coverage. In just a two-year period, one in every three Americans goes without healthcare coverage at some point. And every day, 14,000 Americans lose their coverage. In other words, it can happen to anyone.

But the problem that plagues the healthcare system is not just a problem of the uninsured. Those who do have insurance have never had less security and stability than they do today. More and more Americans worry that if you move, lose your job, or change your job, you’ll lose your health insurance too. More and more Americans pay their premiums, only to discover that their insurance company has dropped their coverage when they get sick, or won’t pay the full cost of care. It happens every day.

Pre-existing conditions was just one of many things (and not even the first listed) to fall under "Why people don't have adequate access to health care".

Edited, Jun 14th 2014 2:14pm by Jophiel
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#259 Jun 14 2014 at 2:32 PM Rating: Good
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Wrong thread.

Edited, Jun 14th 2014 4:32pm by TirithRR
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#260 Jun 14 2014 at 3:20 PM Rating: Good
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Kelvyquayo wrote:

The practices of insurance companies have been found so damned unfair that the governments sees fit to make it a LAW that you buy from "their guy"....
Why couldn't the gov simply have made stricter regulations of insurance companies? Isn't it done with other companies? The gov can shut down or penalize a company for not adhering to a certain standard.. This seems no different and yet more important.

Maybe because the insurance lobby is able to effectively block it? Remember there are groups out there still shouting that the government shouldn't be able to have any interaction with businesses, and the free market will adjust. The businesses own sense of ethics will stop them from dumping raw sewage into the local lakes or selling tainted food products, since we know they would never take short cuts to save a few bucks.
#261 Jun 14 2014 at 6:59 PM Rating: Decent
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By simplifying this into a "medical help for the poor" versus "taxes on the rich" you are participating in a gross simplification of the issue which only result in polarizing people when we could actually be concentrating on working together to solve common problems. It's not about helping the poor. It's about creating that division and convincing people on one "side" to despise anyone on the other. There should not be sides here. The whole "we're helping the poor!" is complete BS invented to get you on board and to use you to demonize anyone who doesn't join up.

No, really, it's about helping the poor. If the wealthy voluntarily raised the quality of life of the poor to an acceptable standard we could have no taxes or government. Sadly, they just let them die and laugh, so we are forced to have government. So sad :(

No, the problem is the "I want services for people who can't pay and then for them to pay for it" logic you've begun with.
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#262 Jun 17 2014 at 2:17 PM Rating: Good
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Samira wrote:
Short answer, emergency care for the uninsured is far, far more expensive than preventive/routine care. Accidents happen, and hospitals cannot turn away the uninsured


There's still no way to force people to go in for check-ups even if you are forcing them to pay for insurance.. although it does provide better incentive than nothing.
Perhaps it's my all-or-nothing mentality and complete distrust of the upper-crust.... but I still see this as yet a fundamental change in the wrong direction because of my views about over-reach yada yada yada...

This is how I think it (maybe) should be.
Medical care should be Universal and Free. How do we pay for it? The same way we pay for our military.
Military protection of our citizens from foreign invaders is the duty of our military. If the military were defending a particular area.. all people in that area are assumed to be universally protected by that army posted on the borders of that area. At the end of the day it isn't logical or feasible to have all of those citizens give account of themselves over how much money they owe to the military budget for their individual protection. Their mere presence within the borders of the country entitle them to be protected.

I think health care should be the same way. Rather than being a government reform of insurance practices it would indeed be a government take over the medical industry.. which in turn would/should make medical insurance obsolete.. and I it also leaves a medical practitioners income at the mercy of the government as well which leaves an argument for taking away incentive for people to want to be doctors.. but to that I point to history where doctors always existed in some form even when they were considered outcasts. There would surely be a way to work out a system that actually favors the poor rather than those getting rich off of their illnesses. Money is needed for research sure.. where do research grants end and decadence begin? The gov bends over backward to keep the oligarchy in place naturally because the individuals in power are the ones to benefit off of the great teat knows as public office.

Despite anything that has happened: doctors and insurance companies staying rich still trumps the health of the poor.
Does this direction that we are stepping lead away from that or toward it?
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#263 Jun 17 2014 at 2:35 PM Rating: Excellent
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Kelvyquayo wrote:
This is how I think it (maybe) should be.
Medical care should be Universal and Free.

Sure, you and a bunch of other people. Was never going to pass. What we got is a lot less perfect but seems to be doing its job as it rolls along after its poor start.
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#264 Jun 18 2014 at 7:27 AM Rating: Good
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Kelvyquayo wrote:
Rather than being a government reform of insurance practices it would indeed be a government take over the medical industry..
The VA has sucked for hundreds of years, so you might want to rethink who you want in charge of the people's health.
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#265 Jun 18 2014 at 7:57 AM Rating: Excellent
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On the other hand, Medicare has by and large been very well administered.

How much of VA administration is gubbmint and how much is Army?
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#266 Jun 18 2014 at 8:10 AM Rating: Good
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That's kind of a weird question, since the military is a gubbmint branch and all that. The Department of Veteran's Affairs is, I guess the best way to put it, more handled by the civilian side if that makes any sense.
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#267 Jun 18 2014 at 8:32 AM Rating: Good
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Does't medicare simply reimburse private medical providers, while the VA administers it's own medicine/treatment?

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#268 Jun 18 2014 at 9:29 AM Rating: Excellent
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lolgaxe wrote:
That's kind of a weird question, since the military is a gubbmint branch and all that. The Department of Veteran's Affairs is, I guess the best way to put it, more handled by the civilian side if that makes any sense.



It does, and that may be the problem.

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#269 Jun 18 2014 at 10:03 AM Rating: Excellent
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Elinda wrote:
Does't medicare simply reimburse private medical providers, while the VA administers it's own medicine/treatment?
A big knot in the *********** is that the VA Medical is kind of a ... I don't know, a specialized branch, I guess? You don't go to the VA because you've got the sniffles. Case in point, let's say hypothetically that an individual goes on vacation, and he or she happens to slip and break a few bones. That isn't dealt with by the VA, but by Tricare or whatever medical coverage you have. The VA is more about dealing with injuries after they've happened and military related. Like if you lose a limb while in a war zone or during a training exercise.

And that's not even counting the degrees. Like if you lose your arm the VA will cover everything related to dealing with that, but if you get injured and it causes a permanent limp then VA will only cover a percentage of it and such. This isn't even going into how record keeping for this stuff hasn't been modernized in more than seventy years and you're left with a really horrible situation.
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#270 Jun 19 2014 at 9:35 AM Rating: Excellent
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Don't forget that it takes them over a year to pay a simple invoice, while accountants harass you about the missing revenue. Smiley: glare
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#271 Jun 19 2014 at 10:08 AM Rating: Good
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This isn't even going into how record keeping for this stuff hasn't been modernized in more than seventy years and you're left with a really horrible situation.


Last time I went to one of the biggest DMVs in Maryland ( about 2 years ago) I noticed they were still running Windows 2000Smiley: dubious

Not that this info contributes to anything here but..
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#272 Jun 23 2014 at 2:54 PM Rating: Default
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Samira wrote:
Quote:
So rather than restrict the freedoms of an insurance company we have chosen restrict the freedoms of individual people (yes the freedom of not purchasing health insurance).


Short answer, emergency care for the uninsured is far, far more expensive than preventive/routine care. Accidents happen, and hospitals cannot turn away the uninsured.


I get that this is stated so often that it's assumed to be true, but it's just not. The problem is that the two things aren't related in any significant way. It's like someone needed an emotion laden reason to get people on board with subsidizing general health insurance and they latched onto "people in emergency rooms" as the best they could come up with.

The percentage of emergency room visits which could be prevented by providing people with comprehensive health insurance (with "preventative care") is very close to zero. Most emergency room visits are the result of accidental injuries, or illnesses which can't be "prevented" by going to a doctor once or twice a year. All you're doing is increasing the total costs involved by paying for one thing which doesn't at all affect the cost of the other thing. People with health insurance still fall off ladders. Their children still get ear infections. And they go to urgent care (emergency rooms) for treatment, just the same as the uninsured do. The cost is the same. Only now you've introduced a middle man which will increase total costs.

About the only thing that can be consistently be shown to decrease total systemic health care costs via prevention is flu shots and vaccinations. And if someone proposed that we simply provide those for free, I'd have no problem with it. Because that would actually reduce our total health care costs. What was sold to the public as a cost saving measure was not only not, but arguably will result (must result) in increased total systemic health care costs. We were vastly better off cost-wise just absorbing the cost for the occasional emergency room visit by the uninsured than what we have now.
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#273 Jun 23 2014 at 2:57 PM Rating: Good
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gbaji wrote:
I get that this is stated so often that it's assumed to be true, but it's just not.
At the risk of repeating myself, kind of like a majority of what you post.
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#274 Jun 23 2014 at 3:11 PM Rating: Excellent
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Here is a short list of things that can be treated before they turn into emergencies:

High blood pressure
Heart disease
High cholesterol
Infections
Minor injuries

Here is a short list of conditions that can be diagnosed during a routine medical exam:

High blood pressure
Heart disease
Diabetes
Many types of cancer
Endocrine irregularities
Anemia and other blood disorders

You know what group doesn't go to the doctor with minor ailments and/or for routine screening exams? The uninsured.
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#275 Jun 23 2014 at 3:13 PM Rating: Excellent
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Samira wrote:
You know what group doesn't go to the doctor with minor ailments and/or for routine screening exams? The uninsured. Men.
FTFY Smiley: wink

Really I think a lot of our problems are more cultural than anything else. Between people choosing not to go to the doctor/dentist/etc and our willingness to spend our life savings on end-of-life care we've pretty much shot ourselves in the foot.
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#276 Jun 23 2014 at 3:47 PM Rating: Excellent
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gbaji wrote:
The percentage of emergency room visits which could be prevented by providing people with comprehensive health insurance (with "preventative care") is very close to zero.

This certainly wasn't the case at the hospital where Flea worked (which was hemorrhaging money from unnecessary and usually unpaid emergency room visits) but I suppose you'll just use your vaunted "common sense logic" and shit rather than listen to any actual experience.
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