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Dunkin Donuts is great for donuts, it's just their coffee that tastes like boiled cat ****.
publiusvarus wrote:
we all know liberals are well adjusted american citizens who only want what's best for society. While conservatives are evil money grubbing scum who only want to sh*t on the little man and rob the world of its resources.
I know I kicked this off before the railroad veered south, but you have got me wondering about the differential cost of living between here in the United Queendom, and gbajiland.
Out of curiosity, what do you folks normally pay for the basics; you know, Peacock hearts, Condor thighs, Larks' tongues, Pangolin kidneys etc. . .
Oh, and for clarification, when gbaji excludes the cost of "eating out", does that include his Mom?
Out of curiosity, what do you folks normally pay for the basics; you know, Peacock hearts, Condor thighs, Larks' tongues, Pangolin kidneys etc. . .
Oh, and for clarification, when gbaji excludes the cost of "eating out", does that include his Mom?
"I started out with nothin' and I still got most of it left" - Seasick Steve
Dunkin Donuts' coffee is decent passable convenient.
Those sorts of organ meats are more of a UK thing. I assume you bake them into a tart or something.
In the US, we hack off the best cut of griffon flank and leave the rest to rot in the field. Usually $27.99/oz but you can get it for 12¢ a pound if you buy it in 500 hyper-ton shipping containers.
In the US, we hack off the best cut of griffon flank and leave the rest to rot in the field. Usually $27.99/oz but you can get it for 12¢ a pound if you buy it in 500 hyper-ton shipping containers.
Belkira wrote:
Wow. Regular ol' Joph fan club in here.
Nobby wrote:
I know I kicked this off before the railroad veered south, but you have got me wondering about the differential cost of living between here in the United Queendom, and gbajiland.
Out of curiosity, what do you folks normally pay for the basics; you know, Peacock hearts, Condor thighs, Larks' tongues, Pangolin kidneys etc. . .
Oh, and for clarification, when gbaji excludes the cost of "eating out", does that include his Mom?
Out of curiosity, what do you folks normally pay for the basics; you know, Peacock hearts, Condor thighs, Larks' tongues, Pangolin kidneys etc. . .
Oh, and for clarification, when gbaji excludes the cost of "eating out", does that include his Mom?
Aside from the exotics, we have about $700 for our mortgage (which includes escrow for insurance and taxes), $200-$300 for utilities depending on how much we have to run the AC/heater, $400-$500ish for ALL food including what we eat at home and what we eat at restaurants, $80-ish per person for gasoline each month, another $50 or such in household expenses. Ballpark then is $1600 to keep the roof over our heads, our bellies full, the lights and water and Internet flowing, and to get to and from work. 25% of that is knocked off by having two room mates who are paying rent and utilities.
This is in an area of the US with a lower than average cost of living index, mind you. Also one of the worst wealth inequality gaps in the country. (We're not helping.)
Aside from the exotics, we have about $700 for our mortgage (which includes escrow for insurance and taxes)
That would get you a lovely half of a parking space around here.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
Speaking of, I'm the only guy in America it seems who did well on his ARM. It started at 4.25 for the first three years, went to 5.25, back down into the 4's and 3's and is now a mighty 2.375% at least through 2014 (same as 2013). I know I need to get a locked rate at some point but it's a tough internal sell when I know I'll be ~doubling my rate.
Edited, Dec 13th 2013 2:13pm by Jophiel
Edited, Dec 13th 2013 2:13pm by Jophiel
Belkira wrote:
Wow. Regular ol' Joph fan club in here.
I don't know anything about ARM - why would you be doubling it?
Nexa
Nexa
“It has always been the prerogative of children and half-wits to point out that the emperor has no clothes. But a half-wit remains a half-wit, and the emperor remains an emperor.â€
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
Well, that's why I don't live there.
Nexa wrote:
I don't know anything about ARM - why would you be doubling it?
Nexa
Nexa
Adjustable Rate Mortgage vs a fixed rate.
Fixed rate mortgages are at around 4-5% right now, depending on credit scores. So if he refinanced his ARM to a fixed rate, he'd go from 2.75% to .... well, probably twice that.
Thing is, the ARM is going to shoot back up eventually anyway.
Edited, Dec 13th 2013 3:18pm by Catwho
My rate is prime - 0.5, which is very nice.
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You'll always be stupid, you'll just be stupid with more information in your brain
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You'll always be stupid, you'll just be stupid with more information in your brain
Forum FAQ
I know I need to get a locked rate at some point
Really depends how much of the loan your could pay down if rates went up. That said, rates almost certainly aren't going up anytime soon. I think we refinanced at 3.25 most recently, which worked out to be the bottom of the most recent range purely by coincidence. Probably unlikely to do much better.
Really depends how much of the loan your could pay down if rates went up. That said, rates almost certainly aren't going up anytime soon. I think we refinanced at 3.25 most recently, which worked out to be the bottom of the most recent range purely by coincidence. Probably unlikely to do much better.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
Catwho wrote:
Nexa wrote:
I don't know anything about ARM - why would you be doubling it?
Nexa
Nexa
Adjustable Rate Mortgage vs a fixed rate.
Fixed rate mortgages are at around 4-5% right now, depending on credit scores. So if he refinanced his ARM to a fixed rate, he'd go from 2.75% to .... well, probably twice that.
Thing is, the ARM is going to shoot back up eventually anyway.
Edited, Dec 13th 2013 3:18pm by Catwho
Well I know what it IS, jesus, I'm not THAT bad. I just misread what he wrote. I thought he was saying that it was a condition of his ARM that if he refinanced to fixed it would be double whatever the ARM rate was at that time.
Nexa
“It has always been the prerogative of children and half-wits to point out that the emperor has no clothes. But a half-wit remains a half-wit, and the emperor remains an emperor.â€
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
― Neil Gaiman, The Sandman, Vol. 9: The Kindly Ones
Well I know what it IS, jesus, I'm not THAT bad.
Remember when we went to the big building made of stone and glass and the nice man in the suit gave us a house? It has to do with that.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
You brought her along? You're so progressive! 
01001001 00100000 01001100 01001001 01001011 01000101 00100000 01000011 01000001 01001011 01000101
You'll always be stupid, you'll just be stupid with more information in your brain
Forum FAQ
You'll always be stupid, you'll just be stupid with more information in your brain
Forum FAQ
You brought her along? You're so progressive!
Her and her 820 FICO. Surprisingly, "itinerant self employed guy who filed with the IRS as a professional gambler for a few years and paid cash for most things" doesn't impress Experian.
Her and her 820 FICO. Surprisingly, "itinerant self employed guy who filed with the IRS as a professional gambler for a few years and paid cash for most things" doesn't impress Experian.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
Nexa wrote:
Catwho wrote:
Nexa wrote:
I don't know anything about ARM - why would you be doubling it?
Nexa
Nexa
Adjustable Rate Mortgage vs a fixed rate.
Fixed rate mortgages are at around 4-5% right now, depending on credit scores. So if he refinanced his ARM to a fixed rate, he'd go from 2.75% to .... well, probably twice that.
Thing is, the ARM is going to shoot back up eventually anyway.
Edited, Dec 13th 2013 3:18pm by Catwho
Well I know what it IS, jesus, I'm not THAT bad. I just misread what he wrote. I thought he was saying that it was a condition of his ARM that if he refinanced to fixed it would be double whatever the ARM rate was at that time.
Nexa
I forgot I was on the intelligent and well educated part of the Internet. I apologize.
This is what I get for reading newspaper comment sections in between ZAM postings.
Smasharoo wrote:
Her and her 820 FICO. Surprisingly, "itinerant self employed guy who filed with the IRS as a professional gambler for a few years and paid cash for most things" doesn't impress Experian.
Did you show them your checkbook?
Catwho wrote:
Thing is, the ARM is going to shoot back up eventually anyway.
My rate is locked to a max 1% annual increase so it couldn't go higher than 3.375% in 2015 even if rates shot up. But, of course, if they did shoot up it would just suck more to refinance into a fixed at 7% or something (making up numbers, you know what I mean).
Edited, Dec 13th 2013 3:43pm by Jophiel
Belkira wrote:
Wow. Regular ol' Joph fan club in here.
Did you show them your checkbook?
I was going to, but I had used all of the cheques to purchase bulk spelt so I could make bran muffins for $.11 each and thus spend an extra night at Disney World.
I'm joking, I'm barred from setting foot on any Disney theme park property.
I was going to, but I had used all of the cheques to purchase bulk spelt so I could make bran muffins for $.11 each and thus spend an extra night at Disney World.
I'm joking, I'm barred from setting foot on any Disney theme park property.
Disclaimer:
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.
You punch one of the people dressed as Snow White in the kidney, too?
George Carlin wrote:
I think it’s the duty of the comedian to find out where the line is drawn and cross it deliberately.
Small world ride was too big, demanded a refund, things got ugly.
Edited, Dec 14th 2013 11:11am by someproteinguy
Edited, Dec 14th 2013 11:11am by someproteinguy
That monster in the mirror, he just might be you. -Grover
Yesterday Boeing settled on a contract deal with it's aerospace workers, though settled might give the wrong type of picture. Basically they blackmailed Seattle workers by threatening to move production of their new 777x if the workers weren't willing to simply abide with Boeings demands - and Boeings demands were pretty much moving profits/wealth from the workers to shareholders.
Hedrick Smith, author of Who Stole the American Dream is today claiming that Boeing just stole another piece.
What I find so paradoxical is that local and state governments are throwing themselves at these big companies wooing them into their jurisdictions with TIFs, reduced labor costs, etc feeding dreams of economic stability only to realize down the road that their tax dollars are not only diminished but just as much in demand.
Bloomberg Businessweek wrote:
Pensions died another death. The new contract ends the age-old pension system in favor of a defined-contribution, 401(k)-style plan. By now, many Americans consider a company pension as much a workplace relic as the wardrobes on Mad Men, but unions everywhere have clung to it fiercely. The new Boeing contract is another nail in that coffin.
Bloomberg Businessweek wrote:
Boeing won—and workers lost. Boeing’s decision to play hardball comes at a time of record prosperity for the company, which is boosting its dividend by 50 percent and buying back $10 billion in shares. For 2013, the company is likely to post record net income of $5 billion or more. Boeing’s “corporate power play†is more evidence that in the economic contest between labor and employer, most employees have little power to improve their collective lot.
Hedrick Smith, author of Who Stole the American Dream is today claiming that Boeing just stole another piece.
What I find so paradoxical is that local and state governments are throwing themselves at these big companies wooing them into their jurisdictions with TIFs, reduced labor costs, etc feeding dreams of economic stability only to realize down the road that their tax dollars are not only diminished but just as much in demand.
Alma wrote:
I lost my post
I have a pension at my company. Relic of the past and all. But we're very much old economy, and the manufacturing plants cannot be moved without incurring huge logistics penalties. I'm not sure if the manufacturing plant has unions or not.
Smasharoo wrote:
I'm joking, I'm barred from setting foot on any Disney theme park property.
(If there is a good story behind this, it needs to be told)
Alma wrote:
I lost my post
He tried to show a few of the Disney Princesses a whole new world of positions.
Shaowstrike (Retired - FFXI)
91PUP/BLM 86SMN/BST 76DRK
Cooking/Fishing 100
"We don't just borrow words; on occasion, English has pursued other languages down alleyways to beat them unconscious and rifle their pockets for new vocabulary."
— James D. Nicoll
91PUP/BLM 86SMN/BST 76DRK
Cooking/Fishing 100
"We don't just borrow words; on occasion, English has pursued other languages down alleyways to beat them unconscious and rifle their pockets for new vocabulary."
— James D. Nicoll
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