...since I like to just drop in and tell you to go to college every now and then, a follow up:
You can't apply for public service loan forgiveness until 2017 (at least), but you can start getting your **** together now if you have federal loans. If you do, and there's any chance you'll be in a qualifying profession (state, federal, local government or a non profit and a few other things) try to get them consolidated into a direct consolidation loan. If you can do that, apply for income based repayment (or one of the other options that reduces your monthly payment) and fill out the form certifying that you're in a qualifying job (get a rep from your employer to sign). Start tracking your payments...you'll need 120 qualifying payments (that's payment on a direct loan, in an acceptable payment plan, while working for a qualifying employer)...but they don't need to be consecutive.
Check your loans on the nslds (it'll have them all, and any grants you received). FFEL loans don't qualify (well, you can still do income based repayment, but not the PSLF) but you may be able to re consolidate into a direct if you have a FFEL consolidation loan.
After 120, you'll be able to apply to have the rest forgiven. There, I dropped in with a PSA...proceed with your usual Friday night shenanigans.
Love,
Nexa