Sweetums wrote:
You're worried about security, but you use a debit card rather than a credit card online?
I use a debit card attached to a separate account (thus limiting exposure should it be stolen). To be absolutely honest, I avoid using credit cards because I'm absolutely horrible at remembering to pay my bills on time. I pay with a credit card and it's guaranteed that I'll get stuck with some extra expenses (especially now that they're charging you late fees based on purchase time and not pay cycles, eliminating grace periods, etc). I'm ok with the risk that maybe once in my life if I'm really unlucky someone might just drain that account and put me out about 1/50th of my yearly income. I'll lose a hell of a lot more in late fees and whatnot by using credit cards. I think maybe once in my entire life did I actually manage to pay one before incurring some kind of penalty.
There's a reason why all of my monthly bills but one are automated (and I leave that one off so that it forces me to check my bank online once a month just to keep an eye on things). And yeah, I fully acknowledge that this has nothing to do with security, but is just a recognition of my own habits (bad and all!).
As to security, I don't do online business with non-established businesses anyway. So while there's still a risk, it's a lot less than handing your information to any random site that has something shiny on it. I don't tend to do a lot of online shopping (actually I do pretty much zero). I shop in stores, like God intended. About the only stuff I do online are games I have accounts for. And that's just like 3 I think.