FFXI NOT working with GeforceFX 5200 CardFollow

Okay, i've never had this problem before, but I just recentlly tried to setup my account and play again and now this problem occurs.
I'm temporarily using a friends GeforceFX 5200 card because my Radeon x800 is away at RMA being fixed (isn't ATI reliable?). Anyway, Everytime I try to start the game, I just get a black screen...I can see the ingame mouse pointer and hear the music but I don't get anything on the screen. I tried turning off AA and AF but it doesn't work. I tried changing the resolution and that doesn't work either. I downloaded the FFXI windower and tried using that and when I hit ctrl+alt+del I got some sort of message about Direct3D not initializing...which is strange cuz' every other game that uses Direct3D that I have works. Any idea what's causing this? I'd really like to play...Oh and yes I have the newest drivers and directX versions of course.

Here's the rest of my system..
AMD Athlon 64 3200+ Venice
Abit UL8 Socket939 AGP8X motherboard
3x 512 sticks Kingston HyperX pc2700
2x 80GB Western Digital Caviar
Sound Blaster Audigy2
520watt Aspire PSU

Edited, Wed Feb 15 14:34:40 2006 by SilverandCold