This crisis thing is going to end badly. It's the Cold War all over again. People are afraid that they'll get fired, so they save up money instead of spending it, which means that businesses make less money and have to fire people as a consequence.
If people would stop hoarding money and spend it then businesses would turn a profit and be able to hire again, which would create an even bigger profit as more people earn money and spend it, which would effectively kill the crisis.
Personally, I've been a big supporter of spending money. Unfortunately, it takes more than a couple of us to make it work.
That's only part of it. I completely agree with this when we're talking about the middle-middle to upper classes. They're the ones who probably have money sitting in savings (the upper class especially) that isn't stimulating the economy. In general, I don't think this is true of most Americans below there, though I can't comment on how Danish systems are working.
Right now in the US, I get the feeling we are hitting the point where the savings accounts are either finally getting depleted or have been for some time, due to income drops from cut hours, reduced work, lost jobs, commissions, etc. A LOT of people are now living essentially paycheck to paycheck, but all their money is going to bills and not to luxury items. So markets like utilities and food are doing fine, but luxury markets are REALLY suffering. Not because people won't spend, but because they just can't--they don't have enough credit to keep buying those goods when all their income is going into trying to reduce their debt or just stay afloat.
I'm probably jaded, because my family's primary income is based on commission and I live in a state with the highest cost of living in the nation (property taxes are probably going to cost my parents at least 20% of their income this year). But it's definitely part of the problem.