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I think there is an uncomplete story for that. Do you mean someone is claiming your friend is quiting and go check a website that has malware in it? Why would your friend be targeted for it? Just mere coincidence? Or indeed, someone may be abusing your friend account to begin with by hijacking your friend account and spread malware?
He is not quitting nor did he have any intent of it. Whoever hacked his password sent /tells to everyone on his LS's and I'm guessing everyone in Whitegate which read: "I'm quitting. Here: " and then was followed by a link to a .zip file. Like the OP, I think he had gotten the same /tell and downloaded the malware. Yeah, dumb. But what's done is done I guess.
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If indeed your friend account was hijacked, he had to at big chunk personal responsibiltty being hijacked. From a GM/STF POV, they can only see tells being sent in the game, but nothing else. There cannot proof who is controlling the account is your friend or not, but they do have evidence (chat log) that is beyond doubt that your friend account is used to spread malware/RMT info.
I believe his password was changed for him however he was unable to access his character at that point. He logged onto webchat and that was the conversation that ensued. That was not conducted via /tells, but I see your point about how a GM or CSrep would not necessarily know the difference. There's no doubt that he was hijacked, and as stated above, it wasn't the brightest move to download an unknown item, but I'm not sure it should be a bannable offense. He has since backed up his essentials and formatted his hard drive.
I'm not going to get into the "well he shouldn't have downloaded the file" debate. He did, it was stupid, but its done and cannot be undone regardless of "should have, could have, would have" or I guess in this case its "shouldn't have, couldn't have, wouldn't have."
Now I'll just continue to lurk and follow along with the OP's progress. I just wanted to convey that the OP is not the only one that this has happened to, and I hope every character that was wrongly banned can be reinstated and that valuable lessons were learned by all about downloading suspicious files.