Friar Bijou wrote:
gbaji's link wrote:
Lowering health care premiums.
The GOP plan will lower health care premiums for American
families and small businesses, addressing Americans’ number
-one priority for health care reform.
The GOP plan will lower health care premiums for American
families and small businesses, addressing Americans’ number
-one priority for health care reform.
How?
How was Obama care supposed to do this? At what point did you demand that same question when the Democrats were telling you how the ACA would make health care "more affordable", and "more available", and "if you like your doctor, you can keep your doctor". You're applying a ridiculous double standard here.
Um... But if you want the answer, it's been given multiple times to you. By allowing insurers to offer a wide variety of plans, they can include ones with less comprehensive coverage, but much lower premiums. By allowing insurers to compete across state lines, it can increase competition, resulting in not only more plan options, but forcing prices down on each tier of plan. Tort reform can also reduce premiums by reducing overhead to the health industry as a whole, the majority of which just lines the pockets of lawyers and does little or nothing to contribute to the health of those paying for this.
There's three things right off the top of my head, all of which I know for a fact have been discussed on this forum before. Some of them probably in this very thread. So yeah... How has been answered. Oh. And that is before mentioning that by merely *not* mandating the purchase of health insurance by everyone, you can avoid a cost increase (like what we've seen) that is pretty much guaranteed when you hand out free money like that. IMO, one of the biggest flaws with the ACA is that in their obsession over the true concept that the larger a pool of insurers, the lower the cost per person, they forgot that this only works when those insurers are free to buy or not buy the insurance. Once you mandate the purchase the rules change. Democrats often tend to forget stuff like that. So by just removing the mandate, we could lower premiums. Even if we changed nothing else at all. Viva la Free Market!
And yes, before you go there, that's all still a long way from written legislation. But again, that's a whole different issue. The devil is in the details, but that's true of anything you do, and probably doubly so for legislation.