Most of my citations were for speeding. The last ticket I got was two years ago for 395~. 90 in a 70. Officer was kind enough to mark it down so he didn't have to haul me in. I have grown up and only reason I am currently paying such a high price now is due to the cnut rep I have. I had to get FL insurance and reregister my car here. With no FL license the cost went way up. Been looking at other insurance and the best I was quoted was for 180 a month full coverage.
Taking the interstate its 40 miles from home to work. If I take major roads its about 55 miles and being as it is another county no public transit. Cab fare is way to expensive to make this trip six days a week. As for when I was in MT don't remember the milage but one job I had to supply my own ride the second was a 50 min drive from far end of one county to the far end of the next county.
There are exceptions in all cases. If I worked at the McD walking to work wouldn't have been an issue. Also telling the finance company, "hey so come get your car I can't afford it" doesn't just get written off on your credit score.