American society, economic policies, & politics were all created by white people for the enrichment of white people & that is still perpetuated today despite AA.
I would love to see a source that limits economic policy to whites only. Call me skeptic but I highly doubt that policy itself was created only for whites to benefit from. While I agree whites did have the means to benefit from said policy more readily then minorities, this was caused by other means than the policies themselves. A black man can use the same government services, and incentives as a white person, unless I am mistaken.
Also I was of the understanding AA applied only to Government and Public (schools public works and such) employment, this is how our version (Employment Equity) functions, and it was pretty much based entirely on your AA. It doesn't apply to private organizations, such as factory work, office work, etc. (at least in Canada)
Until after the civil rights movement in the 1960s the vast majority of African Americans could not
get a bank mortgage for a house in most of the US. They were automatically ruled out. I don't know whether this was a specific law, or simply bank policy. But the economic consequences of this was severe. No bank loan usually meant no house ownership, and cut off the most normal, easy way for a poor or middle class individual or family to eventually acquire a large, significant asset. In hard times, whites could second-mortgage their homes, or sell them and downgrade, in the event of job loss, major illness, old age or any catastrophe. Many, if not most small businesses are started with a loan against the family home. This route was denied blacks. In fact, business loans and business finance third parties such as accountants, to blacks probably went the same way as mortgages.
I think most cash strapped people can tell you how hard it is to save money in the absence of forced savings like mortgage payments. And what was the point of blacks saving anyway? No Investment trust, financial advisor or investment banker was going to handle their money to invest it in anything that would accrue growth or significant interest, either, until after the 60s. The best a black person could do was squirrel cash away for a rainy day and pray that the starting capital of that cash would cover something.
To AA or not AA? Whatever the answer, some minorities are starting from so far behind it's not funny. Where would you be today, if your grandparents or parents were not allowed to accrue assets and savings, or start a small business, even if they tried?