Lucky BreakFollow

so i was thinking the other day while my girlfriend and I were driving. all it really takes is one great idea and someone seems to become a millionaire overnight. sometimes it seems as though someone works their entire life on a single idea, only to perfect it and profit from it a few years before they die..while others seem like they happened upon it like a $5 bill in a street gutter.

most of us look at these simple things and wonder "how come I didn't think of that?" so i was wondering..is it skill, fate, chance or just plain luck that leads someone to a great idea?