The gear isn't solely for raiders. It is solely for people who put forth the effort of obtaining it.
And where do this three hours of dailies/day come from? As stated before you only need to do Golden Lotus + Klaxxi and later on Shado-Pan + Celestials + Klaxxi. And by then Klaxxi should be nearly finished. That's not even close to three hours. I take about an hour for the latter combination.
I understand when people dislike this system but please stop with the exaggerations.