If they implemented it better in XIV (fixing the drop rates to something less insane) I could get along with that. To be honest I've resigned myself to the fact that I'm never going to be the first guy to have that cool new item with my casual play schedule so I'm less inclined to be annoyed by loot systems.
My schedule will most likely be geared towards a casual schedule as well, but I know that I'm so friggin competitive... I will be annoyed. It's a terrible situation