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- There are still fees for the new direct credit card pay?
There are still fees for the new direct credit card pay?Follow
Just paid for a month with an extra char, $13.95 as usual. Then I see another charge to my card on the same day for $0.01. It's not not much, but I didn't think this "direct" method had a fee?
-Zenoxio (Carbuncle)
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
usually when a company charges 1 cent it is to check and see if the credit card can be used, these are usually a 1 cent charge, followed by a 1 cent deposit.
.FREE ROG PUPPIES.
Can't say I've seen that. What's the point, if querying the card can return a statement saying not enough funds?
I'll let you know if I see a $0.01 deposit :P
I'll let you know if I see a $0.01 deposit :P
-Zenoxio (Carbuncle)
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
Zenoxio wrote:
Can't say I've seen that. What's the point, if querying the card can return a statement saying not enough funds?
I'll let you know if I see a $0.01 deposit :P
I'll let you know if I see a $0.01 deposit :P
I've seen it before with other companies, but only when the account is first set up. IIRC, Paypal did this when I had them verify my checking account.
Lyonheart of Lakshmi
lvl 99 NIN WAR BST THF BLM SCH WHM
Cooking 100.0+3+3
1/467 on signed HQ Weskit!!!
lvl 99 NIN WAR BST THF BLM SCH WHM
Cooking 100.0+3+3
1/467 on signed HQ Weskit!!!
Hmm I think Paypal does it because it's making sure it's a valid bank account; this isn't the case.
-Zenoxio (Carbuncle)
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
The Dunes, circa 2003
Twitter bots that tweet latest FFXI shouts: @FFXI_Carbuncle, @XI_Quetzalcoatl
It's very standard, and I've seen it a bunch of times. Often you don't even notice because the charge is cancelled and looks like it never happened. It's quite common any time you're using your card as a deposit for a rental, for example. It's just their way of making sure that the card number you gave them actually works.
It's called a pre-authorization. It happens all the time; almost with every transaction you make. You just don't normally notice it because typically the pre-auth is for the same amount as the purchase. This case is a bit different because they just do a $.01 pre-auth to make sure the account exists when you first set up the credit card payment, and the charge never actually goes through.
All Jobs 99... I even have gear for a couple of them!
Lakshmi's First 80/85/90/95 Armageddon ~ World's First 99 Legendary Weapon
Fishing 110+10+Ebisu ~ Cooking 100+7 ~ Alchemy 92 ~ Synergy 80
This is where I used to link my blog... but then I realized that I'm not very interesting.
Lakshmi's First 80/85/90/95 Armageddon ~ World's First 99 Legendary Weapon
Fishing 110+10+Ebisu ~ Cooking 100+7 ~ Alchemy 92 ~ Synergy 80
Fynlar wrote:
Chew is being a lot more level-headed regarding the whole issue, which is strange because he's probably drunk.
Zenoxio wrote:
Can't say I've seen that. What's the point, if querying the card can return a statement saying not enough funds?
I'll let you know if I see a $0.01 deposit :P
I'll let you know if I see a $0.01 deposit :P
They're checking the card is not going to be bounced by the card issuer, due to previous fraud, reported stolen, etc. By requesting payment of a nominal amount they're able to do an early validity check before their system accepts the card as valid for a larger payment.
It's not at all unusual, though sometimes it doesn't really achieve too much, as in this case.
Actually, I had a 'pre-auth' recently for a zero amount, even the issuer was kind of surprised to see that!
Edited, Feb 21st 2012 8:16am by Kragorn
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